FIDELITY CO-OPERATIVE BANK

LEOMINSTER, MA | Large | Est. Jan. 1, 1888, midnight | FDIC #26451 | RSSD #933377 | FDIC
Latest Report: 2025-12-31

FIDELITY CO-OPERATIVE BANK is aln large FDIC-insured commercial bank headquartered in LEOMINSTER, MA, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at -1.25% ROA and -10.75% ROE, with a net interest margin of 4.22%. The bank's CET1 capital ratio is 7.17%. Asset quality metrics show a non-performing loan ratio of 4.92% and a Texas Ratio of 27.51%. FDIC Certificate #26451.

Assets

$1.4B

Deposits

$1.2B

Loans

$1.0B

Equity

$161M

Profitability

Return on Assets (ROA) -1.25%
Return on Equity (ROE) -10.75%
Net Interest Margin (NIM) 4.22%
Yield on Assets 6.30%
Cost of Funds 2.38%

Asset Quality

NPL Ratio 4.92%
Net Charge-Off Ratio 1.29%
Texas Ratio 27.51%
NPA Ratio 3.73%
ACL / Loans 2.46%

Capital & Liquidity

CET1 Ratio 7.17%
Tier 1 Capital 7.17%
Total Capital Ratio 7.53%
Leverage Ratio 8.94%
Loan-to-Deposit 90.52%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required