BURKE AND HERBERT BANK AND TRUST COMPANY

ALEXANDRIA, VA | Large | Est. Jan. 1, 1852, midnight | FDIC #11578 | RSSD #933621 | FED
Latest Report: 2025-12-31

BURKE AND HERBERT BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in ALEXANDRIA, VA, established in Jan. 1, 1852, midnight. As of 2025-12-31, the bank reported total assets of $7.9B and total deposits of $6.4B. Profitability stands at 1.73% ROA and 15.00% ROE, with a net interest margin of 4.25%. The bank's CET1 capital ratio is 14.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.31% and a Texas Ratio of 7.39%. FDIC Certificate #11578.

Assets

$7.9B

Deposits

$6.4B

Loans

$5.4B

Equity

$924M

Profitability

Return on Assets (ROA) 1.73%
Return on Equity (ROE) 15.00%
Net Interest Margin (NIM) 4.25%
Yield on Assets 6.12%
Cost of Funds 2.84%

Asset Quality

NPL Ratio 1.31%
Net Charge-Off Ratio 0.05%
Texas Ratio 7.39%
NPA Ratio 0.93%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 14.77%
Tier 1 Capital 14.77%
Total Capital Ratio 15.92%
Leverage Ratio 11.59%
Loan-to-Deposit 84.05%

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