BanksBURKE AND HERBERT BANK AND TRUST COMPANY

BURKE AND HERBERT BANK AND TRUST COMPANY

ALEXANDRIA, VALargeEst. Jan. 1, 1852, midnightFDIC #11578RSSD #933621FED
Latest · 2025-12-31

BURKE AND HERBERT BANK AND TRUST COMPANY is an FDIC-insured commercial bank headquartered in ALEXANDRIA, VA, established in Jan. 1, 1852, midnight. As of 2025-12-31, the bank reported total assets of $7.9B and total deposits of $6.4B. Profitability stands at 1.73% ROA and 15.00% ROE, with a net interest margin of 4.25%. CET1 capital ratio: 14.77%, well above regulatory minimums. NPL ratio: 1.31% · Texas Ratio: 7.39%. Operates 80 domestic branches.

Assets
$7.9B
Deposits
$6.4B
Loans
$5.4B
Equity
$924M

Profitability

Return on Assets (ROA)1.73%
Return on Equity (ROE)15.00%
Net Interest Margin4.25%
Yield on Assets6.12%
Cost of Funds1.97%

Asset Quality

NPL Ratio1.31%
Net Charge-Off Ratio0.05%
Texas Ratio7.39%
NPA Ratio0.93%
ACL / Loans1.26%

Capital & Liquidity

CET1 Ratio14.77%
Tier 1 Capital14.77%
Total Capital Ratio15.92%
Leverage Ratio11.59%
Loan-to-Deposit84.05%

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