BanksCITIZENS BUSINESS BANK, NATIONAL ASSOCIATION

CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION

ONTARIO, CARegionalEst. Aug. 9, 1974, midnightFDIC #21716RSSD #933966OCC
Latest · 2025-12-31

CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in ONTARIO, CA, established in Aug. 9, 1974, midnight. As of 2025-12-31, the bank reported total assets of $15.6B and total deposits of $12.1B. Profitability stands at 1.44% ROA and 9.95% ROE, with a net interest margin of 3.41%. CET1 capital ratio: 15.66%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.21%. Operates 67 domestic branches.

Assets
$15.6B
Deposits
$12.1B
Loans
$8.7B
Equity
$2.3B

Profitability

Return on Assets (ROA)1.44%
Return on Equity (ROE)9.95%
Net Interest Margin3.41%
Yield on Assets4.33%
Cost of Funds1.05%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio-0.01%
Texas Ratio0.21%
NPA Ratio0.03%
ACL / Loans0.89%

Capital & Liquidity

CET1 Ratio15.66%
Tier 1 Capital15.66%
Total Capital Ratio16.44%
Leverage Ratio11.46%
Loan-to-Deposit71.73%

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