BANK OF UTAH

OGDEN, UT | Large | Est. Feb. 5, 1952, midnight | FDIC #17159 | RSSD #933975 | FDIC
Latest Report: 2025-12-31

BANK OF UTAH is aln large FDIC-insured commercial bank headquartered in OGDEN, UT, established in Feb. 5, 1952, midnight. As of 2025-12-31, the bank reported total assets of $3.6B and total deposits of $2.9B. Profitability stands at 1.32% ROA and 10.91% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 16.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 1.69%. FDIC Certificate #17159.

Assets

$3.6B

Deposits

$2.9B

Loans

$2.9B

Equity

$447M

Profitability

Return on Assets (ROA) 1.32%
Return on Equity (ROE) 10.91%
Net Interest Margin (NIM) 3.62%
Yield on Assets 5.98%
Cost of Funds 3.81%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.69%
NPA Ratio 0.23%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 16.41%
Tier 1 Capital 16.41%
Total Capital Ratio 17.66%
Leverage Ratio 12.25%
Loan-to-Deposit 100.74%

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