BNY MELLON, NATIONAL ASSOCIATION

PITTSBURGH, PA | Regional | Est. Jan. 1, 1869, midnight | FDIC #7946 | RSSD #934329 | OCC
Latest Report: 2025-12-31

BNY MELLON, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in PITTSBURGH, PA, established in Jan. 1, 1869, midnight. As of 2025-12-31, the bank reported total assets of $31.3B and total deposits of $26.7B. Profitability stands at 1.02% ROA and 9.14% ROE, with a net interest margin of 1.15%. The bank's CET1 capital ratio is 14.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.31%. FDIC Certificate #7946.

Assets

$31.3B

Deposits

$26.7B

Loans

$18.8B

Equity

$3.5B

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 9.14%
Net Interest Margin (NIM) 1.15%
Yield on Assets 4.37%
Cost of Funds 4.55%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio --
Texas Ratio 0.31%
NPA Ratio 0.04%
ACL / Loans 0.11%

Capital & Liquidity

CET1 Ratio 14.35%
Tier 1 Capital 14.35%
Total Capital Ratio 16.10%
Leverage Ratio 6.24%
Loan-to-Deposit 70.32%

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