BanksBNY MELLON, NATIONAL ASSOCIATION

BNY MELLON, NATIONAL ASSOCIATION

PITTSBURGH, PARegionalEst. Jan. 1, 1869, midnightFDIC #7946RSSD #934329OCC
Latest · 2025-12-31

BNY MELLON, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in PITTSBURGH, PA, established in Jan. 1, 1869, midnight. As of 2025-12-31, the bank reported total assets of $31.3B and total deposits of $26.7B. Profitability stands at 1.02% ROA and 9.14% ROE, with a net interest margin of 1.15%. CET1 capital ratio: 14.35%, well above regulatory minimums. NPL ratio: 0.05% · Texas Ratio: 0.31%. Operates 27 domestic branches.

Assets
$31.3B
Deposits
$26.7B
Loans
$18.8B
Equity
$3.5B

Profitability

Return on Assets (ROA)1.02%
Return on Equity (ROE)9.14%
Net Interest Margin1.15%
Yield on Assets4.37%
Cost of Funds3.40%

Asset Quality

NPL Ratio0.05%
Net Charge-Off Ratio0.00%
Texas Ratio0.31%
NPA Ratio0.04%
ACL / Loans0.11%

Capital & Liquidity

CET1 Ratio14.35%
Tier 1 Capital14.35%
Total Capital Ratio16.10%
Leverage Ratio6.24%
Loan-to-Deposit70.32%

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