SCALE BANK

EDINA, MN | Medium | Est. Oct. 8, 1970, midnight | FDIC #20268 | RSSD #9357 | FDIC
Latest Report: 2025-12-31

SCALE BANK is amn medium FDIC-insured commercial bank headquartered in EDINA, MN, established in Oct. 8, 1970, midnight. As of 2025-12-31, the bank reported total assets of $564M and total deposits of $424M. Profitability stands at 2.75% ROA and 13.57% ROE, with a net interest margin of 7.73%. The bank's CET1 capital ratio is 8.72%. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.35%. FDIC Certificate #20268.

Assets

$564M

Deposits

$424M

Loans

$453M

Equity

$113M

Profitability

Return on Assets (ROA) 2.75%
Return on Equity (ROE) 13.57%
Net Interest Margin (NIM) 7.73%
Yield on Assets 9.01%
Cost of Funds 1.49%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.35%
NPA Ratio 0.07%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 8.72%
Tier 1 Capital 8.72%
Total Capital Ratio 9.16%
Leverage Ratio 13.43%
Loan-to-Deposit 106.92%

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