LEIGHTON STATE BANK

PELLA, IA | Small | Est. July 14, 1911, midnight | FDIC #10118 | RSSD #936640 | FDIC
Latest Report: 2025-12-31

LEIGHTON STATE BANK is asn small FDIC-insured commercial bank headquartered in PELLA, IA, established in July 14, 1911, midnight. As of 2025-12-31, the bank reported total assets of $291M and total deposits of $247M. Profitability stands at 1.35% ROA and 12.02% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 14.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.94% and a Texas Ratio of 7.34%. FDIC Certificate #10118.

Assets

$291M

Deposits

$247M

Loans

$213M

Equity

$33M

Profitability

Return on Assets (ROA) 1.35%
Return on Equity (ROE) 12.02%
Net Interest Margin (NIM) 3.66%
Yield on Assets 5.85%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 0.94%
Net Charge-Off Ratio 0.23%
Texas Ratio 7.34%
NPA Ratio 0.87%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 14.06%
Tier 1 Capital 14.06%
Total Capital Ratio 14.88%
Leverage Ratio 10.89%
Loan-to-Deposit 86.33%

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