GOODFIELD STATE BANK

GOODFIELD, IL | Small | Est. Dec. 14, 1920, midnight | FDIC #11699 | RSSD #936837 | FDIC
Latest Report: 2025-12-31

GOODFIELD STATE BANK is asn small FDIC-insured commercial bank headquartered in GOODFIELD, IL, established in Dec. 14, 1920, midnight. As of 2025-12-31, the bank reported total assets of $274M and total deposits of $242M. Profitability stands at 1.95% ROA and 18.54% ROE, with a net interest margin of 4.43%. The bank's CET1 capital ratio is 13.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 1.73%. FDIC Certificate #11699.

Assets

$274M

Deposits

$242M

Loans

$210M

Equity

$28M

Profitability

Return on Assets (ROA) 1.95%
Return on Equity (ROE) 18.54%
Net Interest Margin (NIM) 4.43%
Yield on Assets 6.36%
Cost of Funds 2.02%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.73%
NPA Ratio 0.19%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 13.64%
Tier 1 Capital 13.64%
Total Capital Ratio 14.77%
Leverage Ratio 11.13%
Loan-to-Deposit 86.67%

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