UMB BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in KANSAS CITY, MO, established in Aug. 28, 1902, midnight. As of 2025-12-31, the bank reported total assets of $72.8B and total deposits of $61.1B. Profitability stands at 1.14% ROA and 11.10% ROE, with a net interest margin of 3.20%. CET1 capital ratio: 11.34%, well above regulatory minimums. NPL ratio: 0.37% · Texas Ratio: 1.88%. Operates 197 domestic branches.
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