BANK OF MONTICELLO is asn small FDIC-insured commercial bank headquartered in MONTICELLO, MO, established in Feb. 27, 1928, midnight. As of 2025-12-31, the bank reported total assets of $168M and total deposits of $148M. Profitability stands at 1.73% ROA and 16.65% ROE, with a net interest margin of 4.33%. The bank's CET1 capital ratio is 10.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.12% and a Texas Ratio of 11.23%. FDIC Certificate #12232.
Assets
$168M
Deposits
$148M
Loans
$96M
Equity
$17M
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