PORT WASHINGTON STATE BANK, THE

PORT WASHINGTON, WI | Large | Est. Sept. 11, 1899, midnight | FDIC #8698 | RSSD #937740 | FDIC
Latest Report: 2025-12-31

PORT WASHINGTON STATE BANK, THE is aln large FDIC-insured commercial bank headquartered in PORT WASHINGTON, WI, established in Sept. 11, 1899, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $954M. Profitability stands at 0.83% ROA and 12.24% ROE, with a net interest margin of 3.16%. The bank's CET1 capital ratio is 12.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.60%. FDIC Certificate #8698.

Assets

$1.0B

Deposits

$954M

Loans

$637M

Equity

$70M

Profitability

Return on Assets (ROA) 0.83%
Return on Equity (ROE) 12.24%
Net Interest Margin (NIM) 3.16%
Yield on Assets 4.89%
Cost of Funds 1.73%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.07%
Texas Ratio 1.60%
NPA Ratio 0.12%
ACL / Loans 0.94%

Capital & Liquidity

CET1 Ratio 12.17%
Tier 1 Capital 12.17%
Total Capital Ratio 13.05%
Leverage Ratio 9.00%
Loan-to-Deposit 66.77%

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