CITIZENS STATE BANK is asn small FDIC-insured commercial bank headquartered in HUGOTON, KS, established in April 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $120M. Profitability stands at 1.21% ROA and 9.09% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 12.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 1.34%. FDIC Certificate #15261.
Assets
$139M
Deposits
$120M
Loans
$79M
Equity
$18M
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