COMMUNITY BANK

BRISTOW, OK | Small | Est. March 17, 1924, midnight | FDIC #8975 | RSSD #938550 | FDIC
Latest Report: 2025-12-31

COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in BRISTOW, OK, established in March 17, 1924, midnight. As of 2025-12-31, the bank reported total assets of $111M and total deposits of $100M. Profitability stands at 2.44% ROA and 23.31% ROE, with a net interest margin of 6.58%. The bank's CET1 capital ratio is 13.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 2.97%. FDIC Certificate #8975.

Assets

$111M

Deposits

$100M

Loans

$94M

Equity

$11M

Profitability

Return on Assets (ROA) 2.44%
Return on Equity (ROE) 23.31%
Net Interest Margin (NIM) 6.58%
Yield on Assets 7.89%
Cost of Funds 1.75%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio 0.04%
Texas Ratio 2.97%
NPA Ratio 0.31%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 13.37%
Tier 1 Capital 13.37%
Total Capital Ratio 14.62%
Leverage Ratio 9.56%
Loan-to-Deposit 93.19%

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