FIDELITY BANK & TRUST

DUBUQUE, IA | Large | Est. April 20, 1910, midnight | FDIC #14382 | RSSD #939249 | FDIC
Latest Report: 2025-12-31

FIDELITY BANK & TRUST is aln large FDIC-insured commercial bank headquartered in DUBUQUE, IA, established in April 20, 1910, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.1B. Profitability stands at 1.33% ROA and 12.92% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 10.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 3.65%. FDIC Certificate #14382.

Assets

$2.5B

Deposits

$2.1B

Loans

$1.8B

Equity

$258M

Profitability

Return on Assets (ROA) 1.33%
Return on Equity (ROE) 12.92%
Net Interest Margin (NIM) 3.54%
Yield on Assets 5.52%
Cost of Funds 2.96%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.65%
NPA Ratio 0.40%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 10.56%
Tier 1 Capital 10.56%
Total Capital Ratio 11.57%
Leverage Ratio 9.42%
Loan-to-Deposit 84.99%

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