BANCO POPULAR DE PUERTO RICO

SAN JUAN, PR | Regional | Est. Jan. 2, 1999, midnight | FDIC #34968 | RSSD #940311 | FED
Latest Report: 2025-12-31

BANCO POPULAR DE PUERTO RICO is arn regional FDIC-insured commercial bank headquartered in SAN JUAN, PR, established in Jan. 2, 1999, midnight. As of 2025-12-31, the bank reported total assets of $59.8B and total deposits of $54.8B. Profitability stands at 1.20% ROA and 19.07% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 15.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.66% and a Texas Ratio of 11.12%. FDIC Certificate #34968.

Assets

$59.8B

Deposits

$54.8B

Loans

$27.5B

Equity

$3.8B

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 19.07%
Net Interest Margin (NIM) 4.03%
Yield on Assets 5.45%
Cost of Funds 2.66%

Asset Quality

NPL Ratio 1.66%
Net Charge-Off Ratio 0.70%
Texas Ratio 11.12%
NPA Ratio 0.84%
ACL / Loans 2.61%

Capital & Liquidity

CET1 Ratio 15.59%
Tier 1 Capital 15.59%
Total Capital Ratio 16.85%
Leverage Ratio 7.52%
Loan-to-Deposit 50.23%

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