BanksBANCO POPULAR DE PUERTO RICO

BANCO POPULAR DE PUERTO RICO

SAN JUAN, PRRegionalEst. Jan. 2, 1999, midnightFDIC #34968RSSD #940311FED
Latest · 2025-12-31

BANCO POPULAR DE PUERTO RICO is an FDIC-insured commercial bank headquartered in SAN JUAN, PR, established in Jan. 2, 1999, midnight. As of 2025-12-31, the bank reported total assets of $59.8B and total deposits of $54.8B. Profitability stands at 1.20% ROA and 19.07% ROE, with a net interest margin of 4.03%. CET1 capital ratio: 15.59%, well above regulatory minimums. NPL ratio: 1.66% · Texas Ratio: 11.12%. Operates 165 domestic branches.

Assets
$59.8B
Deposits
$54.8B
Loans
$27.5B
Equity
$3.8B

Profitability

Return on Assets (ROA)1.20%
Return on Equity (ROE)19.07%
Net Interest Margin4.03%
Yield on Assets5.45%
Cost of Funds1.42%

Asset Quality

NPL Ratio1.66%
Net Charge-Off Ratio0.70%
Texas Ratio11.12%
NPA Ratio0.84%
ACL / Loans2.61%

Capital & Liquidity

CET1 Ratio15.59%
Tier 1 Capital15.59%
Total Capital Ratio16.85%
Leverage Ratio7.52%
Loan-to-Deposit50.23%

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