HAVANA NATIONAL BANK, THE

HAVANA NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in HAVANA, IL, established in March 30, 1875, midnight. As of 2025-12-31, the bank reported total assets of $325M and total deposits of $227M. Profitability stands at 1.41% ROA and 12.68% ROE, with a net interest margin of 3.84%. The bank's CET1 capital ratio is 11.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.73% and a Texas Ratio of 4.28%. FDIC Certificate #3677.