BanksPEOPLES BANK CO.

PEOPLES BANK CO.

ALTENBURG, MOSmallEst. Jan. 1, 1910, midnightFDIC #12226RSSD #941541FED
Latest · 2025-12-31

PEOPLES BANK CO. is an FDIC-insured commercial bank headquartered in ALTENBURG, MO, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $126M and total deposits of $104M. Profitability stands at 1.08% ROA and 12.53% ROE, with a net interest margin of 3.71%. CET1 capital ratio: 12.02%, well above regulatory minimums. NPL ratio: 0.07% · Texas Ratio: 0.52%. Operates 2 domestic branches.

Assets
$126M
Deposits
$104M
Loans
$90M
Equity
$11M

Profitability

Return on Assets (ROA)1.08%
Return on Equity (ROE)12.53%
Net Interest Margin3.71%
Yield on Assets6.13%
Cost of Funds2.46%

Asset Quality

NPL Ratio0.07%
Net Charge-Off Ratio0.02%
Texas Ratio0.52%
NPA Ratio0.05%
ACL / Loans1.11%

Capital & Liquidity

CET1 Ratio12.02%
Tier 1 Capital12.02%
Total Capital Ratio13.20%
Leverage Ratio8.93%
Loan-to-Deposit87.05%

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