BODCAW BANK

STAMPS, AR | Small | Est. Jan. 1, 1903, midnight | FDIC #5624 | RSSD #942847 | FDIC
Latest Report: 2025-12-31

BODCAW BANK is asn small FDIC-insured commercial bank headquartered in STAMPS, AR, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $245M and total deposits of $220M. Profitability stands at 1.37% ROA and 13.83% ROE, with a net interest margin of 4.64%. The bank's CET1 capital ratio is 10.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.92% and a Texas Ratio of 9.68%. FDIC Certificate #5624.

Assets

$245M

Deposits

$220M

Loans

$214M

Equity

$25M

Profitability

Return on Assets (ROA) 1.37%
Return on Equity (ROE) 13.83%
Net Interest Margin (NIM) 4.64%
Yield on Assets 7.40%
Cost of Funds 2.83%

Asset Quality

NPL Ratio 0.92%
Net Charge-Off Ratio 1.05%
Texas Ratio 9.68%
NPA Ratio 1.06%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 10.10%
Tier 1 Capital 10.10%
Total Capital Ratio 10.61%
Leverage Ratio 10.48%
Loan-to-Deposit 97.31%

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