FIRST SECURITY BANK

MAPLETON, IA | Micro | Est. Oct. 3, 1878, midnight | FDIC #251 | RSSD #943143 | FDIC
Latest Report: 2025-12-31

FIRST SECURITY BANK is amn micro FDIC-insured commercial bank headquartered in MAPLETON, IA, established in Oct. 3, 1878, midnight. As of 2025-12-31, the bank reported total assets of $63M and total deposits of $53M. Profitability stands at -1.42% ROA and -8.84% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 16.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #251.

Assets

$63M

Deposits

$53M

Loans

$38M

Equity

$10M

Profitability

Return on Assets (ROA) -1.42%
Return on Equity (ROE) -8.84%
Net Interest Margin (NIM) 3.83%
Yield on Assets 4.70%
Cost of Funds 1.25%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 16.61%
Tier 1 Capital 16.61%
Total Capital Ratio 17.81%
Leverage Ratio 12.34%
Loan-to-Deposit 71.47%

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