FIRST STATE BANK OF FOUNTAIN, THE

FOUNTAIN, MN | Micro | Est. Jan. 1, 1901, midnight | FDIC #9349 | RSSD #943152 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK OF FOUNTAIN, THE is amn micro FDIC-insured commercial bank headquartered in FOUNTAIN, MN, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $40M and total deposits of $37M. Profitability stands at 0.06% ROA and 1.01% ROE, with a net interest margin of 2.26%. The bank's CET1 capital ratio is 17.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #9349.

Assets

$40M

Deposits

$37M

Loans

$11M

Equity

$2M

Profitability

Return on Assets (ROA) 0.06%
Return on Equity (ROE) 1.01%
Net Interest Margin (NIM) 2.26%
Yield on Assets 3.75%
Cost of Funds 1.84%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.18%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 17.38%
Tier 1 Capital 17.38%
Total Capital Ratio 18.16%
Leverage Ratio 8.93%
Loan-to-Deposit 30.55%

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