FIRST NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in OLDHAM, SD, established in Feb. 15, 1985, midnight. As of 2025-12-31, the bank reported total assets of $462M and total deposits of $381M. Profitability stands at 1.95% ROA and 12.79% ROE, with a net interest margin of 8.71%. The bank's CET1 capital ratio is 16.98%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.18% and a Texas Ratio of 9.00%. FDIC Certificate #25894.
Assets
$462M
Deposits
$381M
Loans
$358M
Equity
$71M
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