BANK OF LAFAYETTE, THE

BANK OF LAFAYETTE, THE is asn small FDIC-insured commercial bank headquartered in LA FAYETTE, GA, established in July 18, 1899, midnight. As of 2025-12-31, the bank reported total assets of $448M and total deposits of $378M. Profitability stands at 0.27% ROA and 6.56% ROE, with a net interest margin of 3.02%. The bank's CET1 capital ratio is 4.01%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.76% and a Texas Ratio of 6.89%. FDIC Certificate #9245.