BanksSTATE BANK OF INDUSTRY

STATE BANK OF INDUSTRY

INDUSTRY, ILMicroEst. March 25, 1901, midnightFDIC #10820RSSD #944935FDIC
Latest · 2025-12-31

STATE BANK OF INDUSTRY is an FDIC-insured commercial bank headquartered in INDUSTRY, IL, established in March 25, 1901, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $54M. Profitability stands at 0.98% ROA and 7.50% ROE, with a net interest margin of 3.43%. CET1 capital ratio: 13.15%, well above regulatory minimums. NPL ratio: 0.28% · Texas Ratio: 1.30%. Operates 1 domestic branch.

Assets
$62M
Deposits
$54M
Loans
$40M
Equity
$8M

Profitability

Return on Assets (ROA)0.98%
Return on Equity (ROE)7.50%
Net Interest Margin3.43%
Yield on Assets5.49%
Cost of Funds2.20%

Asset Quality

NPL Ratio0.28%
Net Charge-Off Ratio0.02%
Texas Ratio1.30%
NPA Ratio0.18%
ACL / Loans1.22%

Capital & Liquidity

CET1 Ratio13.15%
Tier 1 Capital13.15%
Total Capital Ratio13.81%
Leverage Ratio14.57%
Loan-to-Deposit74.66%

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