RCB BANK

CLAREMORE, OK | Large | Est. Jan. 14, 1936, midnight | FDIC #15399 | RSSD #945053 | FED
Latest Report: 2025-12-31

RCB BANK is aln large FDIC-insured commercial bank headquartered in CLAREMORE, OK, established in Jan. 14, 1936, midnight. As of 2025-12-31, the bank reported total assets of $4.1B and total deposits of $3.6B. Profitability stands at 1.39% ROA and 12.08% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 15.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.16% and a Texas Ratio of 5.46%. FDIC Certificate #15399.

Assets

$4.1B

Deposits

$3.6B

Loans

$2.3B

Equity

$464M

Profitability

Return on Assets (ROA) 1.39%
Return on Equity (ROE) 12.08%
Net Interest Margin (NIM) 3.76%
Yield on Assets 4.81%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 1.16%
Net Charge-Off Ratio 0.05%
Texas Ratio 5.46%
NPA Ratio 0.66%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 15.71%
Tier 1 Capital 15.71%
Total Capital Ratio 16.72%
Leverage Ratio 10.44%
Loan-to-Deposit 63.14%

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