SAN LUIS VALLEY FEDERAL BANK

ALAMOSA, CO | Small | Est. Jan. 1, 1899, midnight | FDIC #28208 | RSSD #945071 | OCC
Latest Report: 2025-12-31

SAN LUIS VALLEY FEDERAL BANK is asn small FDIC-insured commercial bank headquartered in ALAMOSA, CO, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $393M and total deposits of $324M. Profitability stands at 1.26% ROA and 7.63% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 28.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 0.76%. FDIC Certificate #28208.

Assets

$393M

Deposits

$324M

Loans

$281M

Equity

$65M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 7.63%
Net Interest Margin (NIM) 4.56%
Yield on Assets 5.00%
Cost of Funds 0.50%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.76%
NPA Ratio 0.13%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 28.27%
Tier 1 Capital 28.27%
Total Capital Ratio 29.52%
Leverage Ratio 17.96%
Loan-to-Deposit 86.86%

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