BENCHMARK COMMUNITY BANK

KENBRIDGE, VA | Large | Est. Sept. 8, 1971, midnight | FDIC #20484 | RSSD #94522 | FED
Latest Report: 2025-12-31

BENCHMARK COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in KENBRIDGE, VA, established in Sept. 8, 1971, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 1.56% ROA and 16.76% ROE, with a net interest margin of 4.86%. The bank's CET1 capital ratio is 12.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.58%. FDIC Certificate #20484.

Assets

$1.4B

Deposits

$1.2B

Loans

$1.1B

Equity

$127M

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 16.76%
Net Interest Margin (NIM) 4.86%
Yield on Assets 6.14%
Cost of Funds 1.68%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.58%
NPA Ratio 0.06%
ACL / Loans 0.77%

Capital & Liquidity

CET1 Ratio 12.32%
Tier 1 Capital 12.32%
Total Capital Ratio 13.16%
Leverage Ratio 9.67%
Loan-to-Deposit 92.29%

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