MARION CENTER BANK

INDIANA, PA | Small | Est. July 6, 1905, midnight | FDIC #7909 | RSSD #947525 | FDIC
Latest Report: 2025-12-31

MARION CENTER BANK is asn small FDIC-insured commercial bank headquartered in INDIANA, PA, established in July 6, 1905, midnight. As of 2025-12-31, the bank reported total assets of $417M and total deposits of $380M. Profitability stands at 0.90% ROA and 15.07% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 11.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 6.89%. FDIC Certificate #7909.

Assets

$417M

Deposits

$380M

Loans

$310M

Equity

$26M

Profitability

Return on Assets (ROA) 0.90%
Return on Equity (ROE) 15.07%
Net Interest Margin (NIM) 3.50%
Yield on Assets 5.42%
Cost of Funds 1.94%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.01%
Texas Ratio 6.89%
NPA Ratio 0.47%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 11.77%
Tier 1 Capital 11.77%
Total Capital Ratio 12.88%
Leverage Ratio 7.61%
Loan-to-Deposit 81.55%

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