CHARLES RIVER BANK

MEDWAY, MA | Small | Est. Jan. 1, 1915, midnight | FDIC #26602 | RSSD #947776 | FED
Latest Report: 2025-12-31

CHARLES RIVER BANK is asn small FDIC-insured commercial bank headquartered in MEDWAY, MA, established in Jan. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $322M and total deposits of $299M. Profitability stands at 0.42% ROA and 6.51% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 12.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.09% and a Texas Ratio of 0.91%. FDIC Certificate #26602.

Assets

$322M

Deposits

$299M

Loans

$233M

Equity

$21M

Profitability

Return on Assets (ROA) 0.42%
Return on Equity (ROE) 6.51%
Net Interest Margin (NIM) 3.50%
Yield on Assets 5.09%
Cost of Funds 1.58%

Asset Quality

NPL Ratio 0.09%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.91%
NPA Ratio 0.06%
ACL / Loans 0.65%

Capital & Liquidity

CET1 Ratio 12.09%
Tier 1 Capital 12.09%
Total Capital Ratio 12.84%
Leverage Ratio 7.93%
Loan-to-Deposit 78.03%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required