WRENTHAM CO-OPERATIVE BANK

WRENTHAM, MA | Small | Est. Jan. 1, 1901, midnight | FDIC #26576 | RSSD #948278 | FDIC
Latest Report: 2025-12-31

WRENTHAM CO-OPERATIVE BANK is asn small FDIC-insured commercial bank headquartered in WRENTHAM, MA, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $188M and total deposits of $172M. Profitability stands at -0.18% ROA and -2.05% ROE, with a net interest margin of 1.96%. The bank's CET1 capital ratio is 21.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #26576.

Assets

$188M

Deposits

$172M

Loans

$113M

Equity

$16M

Profitability

Return on Assets (ROA) -0.18%
Return on Equity (ROE) -2.05%
Net Interest Margin (NIM) 1.96%
Yield on Assets 4.10%
Cost of Funds 2.17%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.36%

Capital & Liquidity

CET1 Ratio 21.40%
Tier 1 Capital 21.40%
Total Capital Ratio 21.97%
Leverage Ratio 8.65%
Loan-to-Deposit 66.04%

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