BANK OF NEWINGTON

NEWINGTON, GA | Small | Est. Aug. 14, 1919, midnight | FDIC #5704 | RSSD #948531 | FDIC
Latest Report: 2025-12-31

BANK OF NEWINGTON is asn small FDIC-insured commercial bank headquartered in NEWINGTON, GA, established in Aug. 14, 1919, midnight. As of 2025-12-31, the bank reported total assets of $313M and total deposits of $283M. Profitability stands at 0.75% ROA and 8.39% ROE, with a net interest margin of 5.36%. The bank's CET1 capital ratio is 11.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 1.77%. FDIC Certificate #5704.

Assets

$313M

Deposits

$283M

Loans

$249M

Equity

$28M

Profitability

Return on Assets (ROA) 0.75%
Return on Equity (ROE) 8.39%
Net Interest Margin (NIM) 5.36%
Yield on Assets 8.10%
Cost of Funds 2.79%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.77%
NPA Ratio 0.18%
ACL / Loans 1.88%

Capital & Liquidity

CET1 Ratio 11.74%
Tier 1 Capital 11.74%
Total Capital Ratio 13.00%
Leverage Ratio 9.02%
Loan-to-Deposit 87.95%

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