TEXAS BANK AND TRUST COMPANY

LONGVIEW, TX | Large | Est. March 4, 1958, midnight | FDIC #17842 | RSSD #949154 | FDIC
Latest Report: 2025-12-31

TEXAS BANK AND TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in LONGVIEW, TX, established in March 4, 1958, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $3.8B. Profitability stands at 1.54% ROA and 12.89% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 15.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.08%. FDIC Certificate #17842.

Assets

$4.4B

Deposits

$3.8B

Loans

$3.4B

Equity

$533M

Profitability

Return on Assets (ROA) 1.54%
Return on Equity (ROE) 12.89%
Net Interest Margin (NIM) 3.72%
Yield on Assets 5.56%
Cost of Funds 2.33%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.08%
NPA Ratio 0.27%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 15.17%
Tier 1 Capital 15.17%
Total Capital Ratio 16.42%
Leverage Ratio 12.29%
Loan-to-Deposit 90.19%

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