MID-MISSOURI BANK

SPRINGFIELD, MO | Medium | Est. June 20, 1872, midnight | FDIC #15584 | RSSD #950141 | FDIC
Latest Report: 2025-12-31

MID-MISSOURI BANK is amn medium FDIC-insured commercial bank headquartered in SPRINGFIELD, MO, established in June 20, 1872, midnight. As of 2025-12-31, the bank reported total assets of $927M and total deposits of $827M. Profitability stands at 1.10% ROA and 10.74% ROE, with a net interest margin of 4.67%. The bank's CET1 capital ratio is 14.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 1.70%. FDIC Certificate #15584.

Assets

$927M

Deposits

$827M

Loans

$659M

Equity

$96M

Profitability

Return on Assets (ROA) 1.10%
Return on Equity (ROE) 10.74%
Net Interest Margin (NIM) 4.67%
Yield on Assets 5.95%
Cost of Funds 1.32%

Asset Quality

NPL Ratio 0.23%
Net Charge-Off Ratio 0.09%
Texas Ratio 1.70%
NPA Ratio 0.19%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 14.59%
Tier 1 Capital 14.59%
Total Capital Ratio 15.79%
Leverage Ratio 10.30%
Loan-to-Deposit 79.65%

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