FIRST FEDERAL BANK OF KANSAS CITY

LEES SUMMIT, MO | Medium | Est. July 1, 1934, midnight | FDIC #29047 | RSSD #950178 | FDIC
Latest Report: 2025-12-31

FIRST FEDERAL BANK OF KANSAS CITY is amn medium FDIC-insured commercial bank headquartered in LEES SUMMIT, MO, established in July 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $976M and total deposits of $665M. Profitability stands at -1.75% ROA and -16.30% ROE, with a net interest margin of 1.98%. The bank's CET1 capital ratio is 10.54%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.69% and a Texas Ratio of 5.27%. FDIC Certificate #29047.

Assets

$976M

Deposits

$665M

Loans

$750M

Equity

$104M

Profitability

Return on Assets (ROA) -1.75%
Return on Equity (ROE) -16.30%
Net Interest Margin (NIM) 1.98%
Yield on Assets 5.23%
Cost of Funds 3.39%

Asset Quality

NPL Ratio 0.69%
Net Charge-Off Ratio 0.62%
Texas Ratio 5.27%
NPA Ratio 0.62%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 10.54%
Tier 1 Capital 10.54%
Total Capital Ratio 11.06%
Leverage Ratio 11.25%
Loan-to-Deposit 112.79%

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