SECURITY STATE BANK OF HIBBING

HIBBING, MN | Small | Est. Feb. 11, 1911, midnight | FDIC #10175 | RSSD #950356 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK OF HIBBING is asn small FDIC-insured commercial bank headquartered in HIBBING, MN, established in Feb. 11, 1911, midnight. As of 2025-12-31, the bank reported total assets of $151M and total deposits of $136M. Profitability stands at 0.97% ROA and 10.73% ROE, with a net interest margin of 4.65%. The bank's CET1 capital ratio is 16.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.01% and a Texas Ratio of 11.96%. FDIC Certificate #10175.

Assets

$151M

Deposits

$136M

Loans

$95M

Equity

$14M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 10.73%
Net Interest Margin (NIM) 4.65%
Yield on Assets 5.60%
Cost of Funds 0.97%

Asset Quality

NPL Ratio 2.01%
Net Charge-Off Ratio 0.04%
Texas Ratio 11.96%
NPA Ratio 1.26%
ACL / Loans 1.90%

Capital & Liquidity

CET1 Ratio 16.34%
Tier 1 Capital 16.34%
Total Capital Ratio 17.60%
Leverage Ratio 11.10%
Loan-to-Deposit 69.71%

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