MONSON SAVINGS BANK

MONSON, MA | Medium | Est. March 27, 1872, midnight | FDIC #90245 | RSSD #951102 | FDIC
Latest Report: 2025-12-31

MONSON SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in MONSON, MA, established in March 27, 1872, midnight. As of 2025-12-31, the bank reported total assets of $754M and total deposits of $652M. Profitability stands at 0.89% ROA and 9.49% ROE, with a net interest margin of 3.67%. The bank's CET1 capital ratio is 9.36%. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.64%. FDIC Certificate #90245.

Assets

$754M

Deposits

$652M

Loans

$627M

Equity

$72M

Profitability

Return on Assets (ROA) 0.89%
Return on Equity (ROE) 9.49%
Net Interest Margin (NIM) 3.67%
Yield on Assets 5.40%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.64%
NPA Ratio 0.06%
ACL / Loans 0.68%

Capital & Liquidity

CET1 Ratio 9.36%
Tier 1 Capital 9.36%
Total Capital Ratio 9.83%
Leverage Ratio 9.93%
Loan-to-Deposit 96.20%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required