BANK

WAPELLO, IA | Small | Est. Feb. 13, 1931, midnight | FDIC #14291 | RSSD #952846 | FED
Latest Report: 2025-12-31

BANK is asn small FDIC-insured commercial bank headquartered in WAPELLO, IA, established in Feb. 13, 1931, midnight. As of 2025-12-31, the bank reported total assets of $209M and total deposits of $184M. Profitability stands at 0.55% ROA and 5.59% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 8.27%. Asset quality metrics show a non-performing loan ratio of 0.89% and a Texas Ratio of 5.52%. FDIC Certificate #14291.

Assets

$209M

Deposits

$184M

Loans

$137M

Equity

$20M

Profitability

Return on Assets (ROA) 0.55%
Return on Equity (ROE) 5.59%
Net Interest Margin (NIM) 3.56%
Yield on Assets 5.95%
Cost of Funds 2.45%

Asset Quality

NPL Ratio 0.89%
Net Charge-Off Ratio 0.00%
Texas Ratio 5.52%
NPA Ratio 0.58%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 8.27%
Tier 1 Capital 8.27%
Total Capital Ratio 8.69%
Leverage Ratio 9.15%
Loan-to-Deposit 74.38%

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