STONEHAMBANK

STONEHAM, MA | Medium | Est. Jan. 1, 1887, midnight | FDIC #26559 | RSSD #954279 | FDIC
Latest Report: 2025-12-31

STONEHAMBANK is amn medium FDIC-insured commercial bank headquartered in STONEHAM, MA, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $883M and total deposits of $715M. Profitability stands at 0.59% ROA and 7.69% ROE, with a net interest margin of 3.09%. The bank's CET1 capital ratio is 12.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.16%. FDIC Certificate #26559.

Assets

$883M

Deposits

$715M

Loans

$713M

Equity

$68M

Profitability

Return on Assets (ROA) 0.59%
Return on Equity (ROE) 7.69%
Net Interest Margin (NIM) 3.09%
Yield on Assets 5.54%
Cost of Funds 2.45%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.16%
NPA Ratio 0.01%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 12.43%
Tier 1 Capital 12.43%
Total Capital Ratio 13.55%
Leverage Ratio 9.03%
Loan-to-Deposit 99.65%

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