FIRST SOUTHERN BANK

FIRST SOUTHERN BANK is asn small FDIC-insured commercial bank headquartered in COLUMBIA, MS, established in March 28, 1960, midnight. As of 2025-12-31, the bank reported total assets of $295M and total deposits of $250M. Profitability stands at 1.86% ROA and 17.86% ROE, with a net interest margin of 4.73%. The bank's CET1 capital ratio is 10.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.39%. FDIC Certificate #31158.