LASALLE STATE BANK

LASALLE, IL | Small | Est. Aug. 21, 1894, midnight | FDIC #12410 | RSSD #956134 | FDIC
Latest Report: 2025-12-31

LASALLE STATE BANK is asn small FDIC-insured commercial bank headquartered in LASALLE, IL, established in Aug. 21, 1894, midnight. As of 2025-12-31, the bank reported total assets of $183M and total deposits of $152M. Profitability stands at 0.73% ROA and 12.42% ROE, with a net interest margin of 3.15%. The bank's CET1 capital ratio is 16.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.58%. FDIC Certificate #12410.

Assets

$183M

Deposits

$152M

Loans

$88M

Equity

$11M

Profitability

Return on Assets (ROA) 0.73%
Return on Equity (ROE) 12.42%
Net Interest Margin (NIM) 3.15%
Yield on Assets 4.97%
Cost of Funds 1.94%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.58%
NPA Ratio 0.04%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 16.26%
Tier 1 Capital 16.26%
Total Capital Ratio 17.33%
Leverage Ratio 8.83%
Loan-to-Deposit 58.18%

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