SECURITY BANK OF THE OZARKS

EMINENCE, MO | Small | Est. June 29, 1959, midnight | FDIC #18033 | RSSD #956358 | FDIC
Latest Report: 2025-12-31

SECURITY BANK OF THE OZARKS is asn small FDIC-insured commercial bank headquartered in EMINENCE, MO, established in June 29, 1959, midnight. As of 2025-12-31, the bank reported total assets of $155M and total deposits of $144M. Profitability stands at 1.51% ROA and 21.88% ROE, with a net interest margin of 4.83%. The bank's CET1 capital ratio is 10.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.24% and a Texas Ratio of 6.76%. FDIC Certificate #18033.

Assets

$155M

Deposits

$144M

Loans

$100M

Equity

$11M

Profitability

Return on Assets (ROA) 1.51%
Return on Equity (ROE) 21.88%
Net Interest Margin (NIM) 4.83%
Yield on Assets 6.45%
Cost of Funds 1.61%

Asset Quality

NPL Ratio 0.24%
Net Charge-Off Ratio 0.36%
Texas Ratio 6.76%
NPA Ratio 0.51%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 10.90%
Tier 1 Capital 10.90%
Total Capital Ratio 11.86%
Leverage Ratio 7.47%
Loan-to-Deposit 69.69%

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