INDEPENDENCE BANK is asn small FDIC-insured commercial bank headquartered in INDEPENDENCE, OH, established in Aug. 15, 1979, midnight. As of 2025-12-31, the bank reported total assets of $181M and total deposits of $152M. Profitability stands at 0.33% ROA and 2.23% ROE, with a net interest margin of 3.04%. The bank's CET1 capital ratio is 14.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.36%. FDIC Certificate #22925.
Assets
$181M
Deposits
$152M
Loans
$114M
Equity
$27M
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