BANK OF GRAIN VALLEY, THE

GRAIN VALLEY, MO | Small | Est. May 11, 1905, midnight | FDIC #8564 | RSSD #956554 | FDIC
Latest Report: 2025-12-31

BANK OF GRAIN VALLEY, THE is asn small FDIC-insured commercial bank headquartered in GRAIN VALLEY, MO, established in May 11, 1905, midnight. As of 2025-12-31, the bank reported total assets of $108M and total deposits of $83M. Profitability stands at 1.99% ROA and 8.61% ROE, with a net interest margin of 5.01%. The bank's CET1 capital ratio is 22.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #8564.

Assets

$108M

Deposits

$83M

Loans

$68M

Equity

$24M

Profitability

Return on Assets (ROA) 1.99%
Return on Equity (ROE) 8.61%
Net Interest Margin (NIM) 5.01%
Yield on Assets 5.64%
Cost of Funds 1.09%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 22.62%
Tier 1 Capital 22.62%
Total Capital Ratio 23.75%
Leverage Ratio 23.02%
Loan-to-Deposit 82.13%

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