ROCKLAND SAVINGS BANK, FSB

ROCKLAND, ME | Micro | Est. Jan. 1, 1888, midnight | FDIC #28369 | RSSD #95677 | OCC
Latest Report: 2025-12-31

ROCKLAND SAVINGS BANK, FSB is amn micro FDIC-insured commercial bank headquartered in ROCKLAND, ME, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $73M. Profitability stands at 0.06% ROA and 0.57% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 13.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.80%. FDIC Certificate #28369.

Assets

$93M

Deposits

$73M

Loans

$80M

Equity

$9M

Profitability

Return on Assets (ROA) 0.06%
Return on Equity (ROE) 0.57%
Net Interest Margin (NIM) 3.70%
Yield on Assets 5.96%
Cost of Funds 2.99%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio -0.05%
Texas Ratio 0.80%
NPA Ratio 0.08%
ACL / Loans 0.77%

Capital & Liquidity

CET1 Ratio 13.57%
Tier 1 Capital 13.57%
Total Capital Ratio 14.57%
Leverage Ratio 9.30%
Loan-to-Deposit 109.44%

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