BanksROCKLAND SAVINGS BANK, FSB

ROCKLAND SAVINGS BANK, FSB

ROCKLAND, MEMicroEst. Jan. 1, 1888, midnightFDIC #28369RSSD #95677OCC
Latest · 2025-12-31

ROCKLAND SAVINGS BANK, FSB is an FDIC-insured commercial bank headquartered in ROCKLAND, ME, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $73M. Profitability stands at 0.06% ROA and 0.57% ROE, with a net interest margin of 3.70%. CET1 capital ratio: 13.57%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.80%. Operates 1 domestic branch.

Assets
$93M
Deposits
$73M
Loans
$80M
Equity
$9M

Profitability

Return on Assets (ROA)0.06%
Return on Equity (ROE)0.57%
Net Interest Margin3.70%
Yield on Assets5.96%
Cost of Funds2.32%

Asset Quality

NPL Ratio0.10%
Net Charge-Off Ratio-0.05%
Texas Ratio0.80%
NPA Ratio0.08%
ACL / Loans0.77%

Capital & Liquidity

CET1 Ratio13.57%
Tier 1 Capital13.57%
Total Capital Ratio14.57%
Leverage Ratio9.30%
Loan-to-Deposit109.44%

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