PRIORITYONE BANK

MAGEE, MS | Large | Est. Jan. 27, 1975, midnight | FDIC #21906 | RSSD #956938 | FED
Latest Report: 2025-12-31

PRIORITYONE BANK is aln large FDIC-insured commercial bank headquartered in MAGEE, MS, established in Jan. 27, 1975, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $914M. Profitability stands at 1.75% ROA and 14.59% ROE, with a net interest margin of 4.91%. The bank's CET1 capital ratio is 12.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 3.42%. FDIC Certificate #21906.

Assets

$1.1B

Deposits

$914M

Loans

$906M

Equity

$139M

Profitability

Return on Assets (ROA) 1.75%
Return on Equity (ROE) 14.59%
Net Interest Margin (NIM) 4.91%
Yield on Assets 6.82%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 0.46%
Net Charge-Off Ratio 0.30%
Texas Ratio 3.42%
NPA Ratio 0.45%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 12.09%
Tier 1 Capital 12.09%
Total Capital Ratio 12.70%
Leverage Ratio 12.20%
Loan-to-Deposit 99.15%

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