FIRST COUNTY BANK

STAMFORD, CT | Large | Est. June 20, 1851, midnight | FDIC #18204 | RSSD #958204 | FDIC
Latest Report: 2025-12-31

FIRST COUNTY BANK is aln large FDIC-insured commercial bank headquartered in STAMFORD, CT, established in June 20, 1851, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $1.8B. Profitability stands at 0.28% ROA and 3.53% ROE, with a net interest margin of 2.23%. The bank's CET1 capital ratio is 13.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.27%. FDIC Certificate #18204.

Assets

$2.3B

Deposits

$1.8B

Loans

$1.7B

Equity

$183M

Profitability

Return on Assets (ROA) 0.28%
Return on Equity (ROE) 3.53%
Net Interest Margin (NIM) 2.23%
Yield on Assets 4.75%
Cost of Funds 3.18%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.27%
NPA Ratio 0.11%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 13.32%
Tier 1 Capital 13.32%
Total Capital Ratio 14.42%
Leverage Ratio 9.50%
Loan-to-Deposit 97.25%

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