STOCK EXCHANGE BANK, THE

WOODWARD, OK | Small | Est. Jan. 3, 1903, midnight | FDIC #414 | RSSD #958558 | FDIC
Latest Report: 2025-12-31

STOCK EXCHANGE BANK, THE is asn small FDIC-insured commercial bank headquartered in WOODWARD, OK, established in Jan. 3, 1903, midnight. As of 2025-12-31, the bank reported total assets of $290M and total deposits of $234M. Profitability stands at 1.04% ROA and 5.81% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 18.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.62% and a Texas Ratio of 1.67%. FDIC Certificate #414.

Assets

$290M

Deposits

$234M

Loans

$148M

Equity

$52M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 5.81%
Net Interest Margin (NIM) 3.94%
Yield on Assets 5.26%
Cost of Funds 1.49%

Asset Quality

NPL Ratio 0.62%
Net Charge-Off Ratio 0.47%
Texas Ratio 1.67%
NPA Ratio 0.32%
ACL / Loans 2.02%

Capital & Liquidity

CET1 Ratio 18.06%
Tier 1 Capital 18.06%
Total Capital Ratio 18.96%
Leverage Ratio 18.52%
Loan-to-Deposit 63.22%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required